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Post by rajiyakhatun406 on Feb 12, 2024 1:51:08 GMT -5
After the great litigation surrounding the contractual clauses included in the mortgage loan contracts concluded with consumers, in order to partially transpose Directive 2014/17/EU, of February 14, 2014, 5/2019, of March 15, real estate credit regulator. With said Law, which came into force on June 16, 2019, it seemed to put an end to said litigation, since its purpose was to enhance legal certainty, transparency and understanding of loan contracts and their clauses, as well as the right balance between the parts. However, numerous rulings have been issued subsequently, studying these clauses. Among these, we can analyze: Advanced expiration date. Article in its wording given by Law 1/2013, of May 14, provided that the entire amount owed for capital and interest could be claimed if the total maturity had been Ecuador Email List agreed in case of non-payment of, at at least, three monthly installments without the debtor fulfilling his payment obligation or a number of installments such that it would mean that the debtor had failed to comply with his obligation for a period, at least, equivalent to three months, provided that this agreement is recorded in the deed of constitution of the mortgage. With prior training, being concerted processors in order to lighten the work of the administration and provide answers to the current uncertainty. 11.- Differentiated treatment is necessary for professionals with SEPE, INSS AND TGSS. Enable a telephone line and an exclusive email for Social Graduates. 12.- SEPE communication channel . Simplification of communication processes with the SEPE, with the possibility for us to consult periods communicated through XML files and access to files.
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